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I have never had a credit card

Money doesn't exist. By all means, you are welcome to have faith in it. Indeed, without its manifestations, we would not be able to buy things. Be that as it may, this forum is about money in all its forms.
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Robin Hood
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Re: I have never had a credit card

Post by Robin Hood »

I have had a credit card from years ago but I never used it for the last 5 years or so.
It might be still active, I don't know.
Even if it was an active card I wouldn't use it anymore.
They don't write me any letters now ;)
I always paid back what I owed and always on time like a good little boy.
However, I have seen many people in my time who have mismanaged their credit cards and got into a lot of debt.
I felt sorry for them at the time and to be honest they seem to have recovered from that.
I think they have all learned their lessons in some way or another.
Nowadays, I wouldn't dream of using a credit card.
If I can't afford it I save up for it, that's my motto anyway.


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Zero
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Re: I have never had a credit card

Post by Zero »

Top Cat wrote:I have never had a credit card.

May I just say that in all my time on this earth I have never had a credit card.
Don't ever apply for one either.
They will screw up your life.
I have seen it happen to others.
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Freeman Bob
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Re: I have never had a credit card

Post by Freeman Bob »

I had a credit card in my early days :shock:
Then I realised I would be paid interest to save up for what I need.
Nowadays my emphasis is on need because I have a good think whether I really need something before I go and get it.
Whatever it is!
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