Re: I have never had a credit card
Posted: Mon Jan 25, 2016 2:02 pm
I have had a credit card from years ago but I never used it for the last 5 years or so.
It might be still active, I don't know.
Even if it was an active card I wouldn't use it anymore.
They don't write me any letters now
I always paid back what I owed and always on time like a good little boy.
However, I have seen many people in my time who have mismanaged their credit cards and got into a lot of debt.
I felt sorry for them at the time and to be honest they seem to have recovered from that.
I think they have all learned their lessons in some way or another.
Nowadays, I wouldn't dream of using a credit card.
If I can't afford it I save up for it, that's my motto anyway.
It might be still active, I don't know.
Even if it was an active card I wouldn't use it anymore.
They don't write me any letters now
I always paid back what I owed and always on time like a good little boy.
However, I have seen many people in my time who have mismanaged their credit cards and got into a lot of debt.
I felt sorry for them at the time and to be honest they seem to have recovered from that.
I think they have all learned their lessons in some way or another.
Nowadays, I wouldn't dream of using a credit card.
If I can't afford it I save up for it, that's my motto anyway.
